Bicycle-versus-vehicle collisions usually mean severe injuries to the bicyclist because they are completely unprotected compared to the vehicle driver. There are two most common types of bicycle/car accidents:
Left-hand turn – This happens when a vehicle turns left in a counter-flow direction and does not see the cyclist.
Right-hand turn – This is when a vehicle going in the same direction of the cyclist makes an immediate right turn directly in the cyclist’s path.
If a bicyclist gets involved in a collision with a vehicle, here are the things that he/she should do:
Immediately call the police after the accident and file a police report to make sure that the story does not change. Make sure to report every injury, and take note of the contact details of the other driver and the police officer who made the report. Take photos of the scene and the damages on your bicycle and the other vehicle, but try your best to leave the scene untouched.
Do not negotiate with the other driver and his or her insurance company until you have talked to your insurance company. If there are witnesses, make sure to get the information of witnesses as well. Write everything down, including details of the collision while the scene is fresh in your memory. Seek medical treatment as soon as you can, even when you do not have obvious injuries or symptoms of injuries.