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Many people believe that insurance is there to protect them. They faithfully pay the regular premiums every month to maintain their policy. Often, they add extra coverage to ensure complete protection during any type of issue. This gives them peace of mind in knowing that they are protected in case of an incident. This is particularly true with auto insurance. Auto insurance companies promise coverage during the some of the worst times in a person’s life. Unfortunately, when a claim is made to an insurance company, the response can often.