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Travel Insurance: Things You Need to Know

By Arleen Atienza | August 20th, 2018

As a traveler, unforeseen events such as missed flights, lost baggage, natural disasters, and tour operators going bankrupt are all too familiar; and protecting yourself against these would be a very wise decision. But which insurance should you purchase? Which one is perfect for you, and what are the things that you need to consider? First things first: do you need travel insurance? In deciding whether to get travel insurance and which one to get, the first thing you need to do is to check the coverage of.

Responding to Workplace Sexual Harassment

By Arleen Atienza | August 13th, 2018

A survey found that 81% of women and 43% of men have experienced sexual harassment in their lifetime. In the workplace, sexual harassment remains to be a serious problem, with 81% of employees believing that it happens in their place of work. The Department of State defines sexual harassment as unwelcome sexual advances, requests for sexual favors, and other verbal or physical conduct of a sexual nature constitute sexual harassment when: An employment decision affecting that individual is made because the individual submitted to or rejected the unwelcome.

For Parents: Bicycle Safety 101

By Arleen Atienza | August 10th, 2018

There has been a significant decline in the number of kids who ride their bikes to school. Most children now are driven to school due to parents’ apprehension with regards to traffic danger and bike injuries. A study found that more than 2.2 million children ages 5 to 17 suffered from bicycle-related injuries from 2006 to 2015. That’s 600 cases per day, or 25 an hour. The most common injuries were to the upper extremities, while 11% accounted for traumatic brain injuries. Safety Regulations The Consumer Product Safety.

Is your business being sued? Here’s what you can do

By Arleen Atienza | August 7th, 2018

Any business is vulnerable to getting sued at any time – whether it is a small business, a startup, or a huge enterprise – which is why it is imperative that a business has sound legal defense. Litigation can cost a business money, time, and its good reputation. In the event that your business goes through a legal battle, what are the key actions that you may want to take? Let’s start with the demand letter. Before you get sued, you will most likely receive a demand letter.

Motor Vehicle Theft: What You Should Know

By Arleen Atienza | August 1st, 2018

When it comes to crime, what get the most attention are violent crimes – these include murder and non-negligent manslaughter, rape, robbery, and aggravated assault. However, property crimes are actually more prevalent in the United States. The FBI gave an estimate of $14.3 billion loss to property crimes in 2015. Considered property crimes are larceny-theft, burglary, arson, and motor vehicle theft. Among these, motor vehicle theft is considered to be the most expensive, costing about $7000 per crime in 2015. The FBI defines motor vehicle as a self-propelled.

Can you sue a cosmetic company for an allergic reaction?

By Arleen Atienza | July 30th, 2018

We all use beauty products on a regular basis – soap, shampoo, lotion, cologne, and make-up to name a few. Oftentimes, we fail to scan through the list of ingredients at the back of the container before throwing a beauty product into our shopping cart, overlooking the possibility of an ingredient or two, which we might be allergic to. A study found that more than a third of people have had an allergic reaction to a cosmetic ingredient. Skin reactions can come in two kinds of contact dermatitis.

Product Liability in the Online Marketplace

By Arleen Atienza | July 27th, 2018

Online shopping continues to thrive worldwide. In the United States, 40 percent of Internet users state that they purchase products and services online on a regular basis, which shows that the online marketplace has become embedded in consumer behavior. Among the top online shopping sites in the US are Amazon, eBay, Kohl’s, Walmart, Etsy, and Zappos. As these shops are considered third-party vendors, how does product quality control work? How does product liability work in the online marketplace? What is Product Liability? Products must meet a consumer’s ordinary.

Drones: What liabilities hover around them?

By Arleen Atienza | July 25th, 2018

The use of drones has skyrocketed in the recent years, and we can expect to see more of them in the years to come. Experts predict 2.7 million drones to be in use by year 2020. But, first, how do we define a drone? According to the Federal Aviation Administration (FAA), an unmanned aircraft system (UAS or commonly called a drone) is the unmanned aircraft (UA) and all of the accompanying support equipment, data links, control station, communications and navigation equipment, telemetry etc., essential in operating the unmanned.

Food Poisoning: Liabilities

By Arleen Atienza | July 25th, 2018

Many of us enjoy eating out at our favorite restaurants and trying out new dishes and cuisines. However, an enjoyable activity such as eating out can be spoiled by falling victim to food poisoning, which is accidentally eating food containing bacteria or viruses. The Centers for Disease Control and Prevention estimates 48 million people get sick, 128,000 people get hospitalized, and 3,000 die from food-borne diseases in the United States each year. Bacteria and viruses in food are the main causes of food poisoning. E.coli, salmonella, and listeria.

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