Given that a truck is a larger vehicle, truck accidents can be particularly bad. So if you’re the truck driver, it’s a good idea for you to get a lawyer so that you can get the money owed to you from the insurance company.
Damages Caused in a Truck Accident
A truck accident can result in medical expenses. Plus, you’re going to lose out on a number of days of work while you’re recovering. If you were carrying something perishable in your truck, you might lose that as well. Then there are the damages to the truck, which will cost quite a bit to repair. So all in all, the fact is that a truck accident is going to lead into substantial monetary losses for both, the driver as well as the company that they work for.
Different Types of Insurance
You might have health insurance, insurance for your vehicle as well as insurance for the products you were carrying in your truck. However, it may not always be easy to get what you deserve from the insurance company. First, you have to convince them of the damage that occurred because of the crash.
Investigation of the Accident
An insurance company might have its own private investigator who estimates the extent of the damage. They’ll be looking at your hospital reports and trying to figure out how much your vehicle was damaged during the accident. If their estimates clash with your estimates, then it’s up to you to convince the insurance company that the damage was greater than the investigator seems to think it is. This is why you need to have a legal team on your side.
Don’t Fall Through a Legal Loophole
The insurance company has been doing their job for a long time. So they know all the loopholes in the insurance policies. If they can avoid giving you more money, they’re definitely going to try to do so. However, a lawyer on your side can help to make sure that you don’t fall into that loophole. They can combat the insurance company using their own legalese, thus making sure you get what you deserve.
Contact us for more tips on dealing with insurance companies after a truck accident.