All workers injured while on the job qualify for worker’s comp. For example, Falling debris at a construction site hurt your legs or any other part of your body. Another one would be, inhaling harmful chemicals due to lack of protective gear. Even psychological trauma from a work-related incident can qualify you for worker’s comp.
But, you will no longer have worker’s comp coverage if you’ve reported the incident after employment termination.
When involved in work-related accident, it’s important to document your injuries and file a report to your employer within 30 days after you have learned about your injury. Then, fill out the Workers’ Compensation Claim Form (DWC 1). Your employer should provide this form to you within one working day after your you submitted the report. Make sure to keep a copy of the form before submitting it to your employer.
The employer is then responsible for filling out the employer section and forwarding the form to the insurance company. You must also request for a copy of the completed form from your employer. The insurance company will then update you with the status of your claim within 14 days after receiving the form.