It is always best to consult an attorney before accepting any settlement offers. One good reason is accident attorneys are more experienced in handling personal injury cases, and they are more skilled in dealing with insurance companies. If you accept the insurance company’s settlement offer without any legal advice from lawyers, the settlement offer that you’ll likely receive might not cover all your expenses. Also, you might lose your right to seek additional compensation for the medical fees, lost wages, rehabilitation and your overall pain and suffering from the at-fault party.