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Suffering from a workplace accident can be detrimental to person’s financial stability. Depending on the severity of the injury sustained during the accident, it can take weeks or even months before a person can go back to work or find another job to be able to provide for themselves and their family. It is the responsibility of your employer to have workers’ compensation insurance in case of any injury sustained inside the workplace or while doing your job for your employer, however, as an employee it is also.