Hogan Injury > Blog > car insurance

Distracted Driving Raising Auto Insurance Premiums

By | May 11th, 2018

Distracted driving has always been a problem that causes severe accidents on the road. These accidents often have dire consequences not just for the distracted driver but also to other drivers and pedestrians that they encounter on the road. There are three types of distracted driving; visual, manual, and cognitive. Simply put, visual distractions take the driver’s eyes away from the road, manual distractions remove a driver’s hand from the steering wheel, and cognitive distraction is when a driver’s mind wanders and takes his focus from the task.

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Ridesharing vs. Traditional Taxi

By | May 9th, 2018

Ever since the rise of ridesharing companies like Uber and Lyft, taxi services have been on the decline. Taxis have been part of the transportation system since the early 17th century in the form of horse-drawn hackney carriage for hire in Paris and London, and from there it developed into a multi-billion industry worldwide. Now, Uber and Lyft have created a competition for taxi companies with their state of the art capabilities and easier accessibility. Taxi companies are trying to fight back by labeling these ridesharing companies as.

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Uber and Lyft: Ride-Hailing App Liability

By | April 25th, 2018

In many cities across the United States, ride-hailing apps like Uber and Lyft have become wildly popular. These apps provide an alternative to taxi services and offer convenience when booking a ride. With just a simple tap on your smartphone, you can get a ride to whatever destination you have in mind. Another ease that these apps provide is the cashless transaction option. The payment and billing are handled within in the app, and you have the choice to use your credit card to pay instead of cash..

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Self-Driving Cars: Liability and Insurance

By | April 16th, 2018

People have always been excited about new technology. When Apple came out with the first iPhone back in 2007, the world was watching; excited about what the new technology has in store and how it can make life more convenient. True enough, because of the iPhone’s launch, a thousand more other features and advances in technology has taken place. Information has become readily available to anyone with a smartphone and an Internet connection; you might even be reading this article on a smartphone or tablet. The same expectations.

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Road Safety Tips for Young Drivers

By | April 4th, 2018

As a new driver, there is a lot of excitement around being able to bring yourself to wherever destination you want to go. No more waiting for your parents or friends to pick you up or drop you off, driving gives you a little taste of being independent. There is no harm in feeling excited, in fact, the majority of drivers, even the ones who have been driving for a long time, still experience excitement whenever they get on a vehicle and drive. As a young person who.

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The Complexities of Car Accident Liability

By | April 4th, 2018

Determining accident liability is very important. When liability is established right away, the process of claiming insurance can become more straightforward for the people involved, especially for the victim who’s filing a claim against the responsible party. Filing an insurance claim can be stressful enough as it is, and being able to determine and prove who’s liable for the accident immediately can help ease some of the burdens that the accident had caused. With all that being said, proving who’s liable for a car accident is not an.

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Bitcoin and Its Possible Impact on Insurance

By | March 20th, 2018

Many technological strides have been made over the last couple of decades. Advancement in technology is becoming faster and faster as each year passes by and many technologies to improve work efficiency, communication, and even financial services are being discovered and used every day. Technology has made the world smaller in a good way; we are now able to talk to family and friends from across the globe without having to spend too much money or wait too long for a reply. International financial transactions have also become.

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Benefits of a Well-Maintained Vehicle

By | March 8th, 2018

Many responsibilities come with being a vehicle owner. Your accountability as a vehicle owner doesn’t just stop at paying for the automobile; you also have to pay for auto insurance, think about road safety, and maintaining your vehicle to the highest level possible. Car maintenance is not just about filling your gas tank so you can get to your destination or the occasional engine oil change. Whether you’re going on a long road trip or just taking your usual route to work, you should check your vehicle every.

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Night Driving: Reducing the Dangers

By | March 7th, 2018

Driving during the night can be dangerous. According to the Insurance Institute for Highway Safety (IIHS), the most dangerous time to drive is between 5:00 PM to 7:00 PM. In any given year approximately 6.6 people are killed between 5:00 PM and 6:00 PM and another 6.6 people between 6:00 PM and 7:00 PM. This period is referred to as the afternoon rush hour when people are coming home from the office. Another dangerous time to drive is between 12:00 AM to 4:00 AM because of the number.

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Insurance Claim Documents

By | March 6th, 2018

There are times when an accident cannot be avoided. The term accident means that the incident that occurred is unexpected and unintentional, even if you take the necessary precautions when you’re driving. Once you’ve been involved in an accident and you’ve done the steps needed to ensure everyone’s safety, it’s time to think about the next step: insurance claims. Depending on the circumstances surrounding the accident you’ve been involved in, the process of claiming compensation from an insurance company may vary. If the accident is a simple case.

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