It’s a sad fact of life that the greatest threat to our teen youth is the car. Of the different age groups, teens have the highest accident rate. It’s why insurance companies charge this age group such high premiums. According to the insurance institute for highway safety, teens are four times more likely to get into a car accident than older drivers. Here are four reasons for this statistic: Inexperience It takes more than a few driver education courses and road lessons to master driving. Mastery at anything requires thousands.

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