According to the insurance companies, young inexperienced drivers have a high risk of getting into a car accident. In addition, a person with a driving record full of accidents will likely continue this pattern. Does this mean older and more seasoned motorists are safe drivers. Not necessarily. If a motorist is not actively focused on defensive driving, she is at risk of having a car accident. This is true even if the she hasn’t been in one for many years. Why is this? Because these people are driving without full use of their greatest asset:.