insurance | Hogan Injury

Travel Insurance: Things You Need to Know

By Arleen Atienza | August 20th, 2018

As a traveler, unforeseen events such as missed flights, lost baggage, natural disasters, and tour operators going bankrupt are all too familiar; and protecting yourself against these would be a very wise decision. But which insurance should you purchase? Which one is perfect for you, and what are the things that you need to consider? First things first: do you need travel insurance? In deciding whether to get travel insurance and which one to get, the first thing you need to do is to check the coverage of.

Uber and Lyft Accidents: Are drivers insured?

By Arleen Atienza | July 8th, 2018

Ease and convenience have been the main factors that propelled ride-sharing applications Uber and Lyft into what they are today: dominators of ride-hailing, not only in the United States but also worldwide. Established in 2012, Lyft currently caters to 23 million passengers in the US, 95% of which think that Lyft rides are safe. The ride-sharing giant also accommodates 1.4 million drivers in the US. On the other hand, since its birth in 2013, Uber crossed the US and established itself as one of the primary ride-sharing options.

Injuries while Traveling Abroad

By Arleen Atienza | June 26th, 2018

Whether it is a month-long backpacking tour in Europe or a 12-day trip in Japan, what we mostly have in mind when planning a trip are the itinerary, budget, and the checklist of things to bring. However, what most people usually overlook is preparing for possible injuries and untoward incidents while traveling. It may seem like a bit of a buzzkill to think about accidents while planning a trip, but it doesn’t hurt to be prepared. Below are some of the most common injuries while traveling: Traffic Accidents..

Auto Industry and Insurance: Where is Tesla driving them to?

By Arleen Atienza | June 22nd, 2018

Tesla Technology has hastened the progress of the auto industry in terms of innovation. It urged and accelerated the automotive industry’s shift from gasoline and hybrid engine to electric and autonomous driving by spearheading the revolution. Tesla is not just changing the auto industry; it is forcing it to change rapidly. How exactly is Tesla changing the auto industry for good? With its introduction of the Autopilot, other auto companies, especially the luxury ones, have come up with features that resemble the autopilot feature. Since its first appearance,.

What to Know about Bike Insurance

By Arleen Atienza | June 19th, 2018

Today, cycling has been a popular means of transportation for its economic and health benefits. The number of bikers in the United States has significantly increased over the years and around 66.5 million Americans rode their bicycles in 2016. Bikes can be expensive. While there are those in the low-cost range of $80 to $300, high-end bikes can cost a consumer about $1000 to $5000. For this reason, cyclists are very much interested in ensuring them against theft or loss, or when they hurt somebody while riding their.

Mental Health Benefits: What the Law Says

By Arleen Atienza | June 12th, 2018

Just a few days after Kate Spade’s death by suicide, we are once again shocked by another prominent figure’s passing due to the same cause. As he is a world traveler and storyteller, Anthony Bourdain’s death was met with deep sadness by people all over the world. The chef and food writer has shared about his battle with depression in the past. Mood disorders such as depression and bipolar disorders, as well as anxiety disorders are among the risk factors for suicide. Depression remains to be the leading.

Is Legalese Still Important?

By Arleen Atienza | June 12th, 2018

For most people, legalese, or the legal and technical language used in writing laws, wills, insurance policies, and other legal documents, can be intimidating. Some joke or even seriously believe that lawyers use it to sound smarter or justify higher fees. For decades, the use of plain English has been advocated. In 1972, President Nixon ordered the use of “layman’s terms” in the Federal Register. In 2010, President Obama signed the Plain Writing Act, which purpose was “to promote clear communication that the public can understand and use.”.

Distracted Driving Raising Auto Insurance Premiums

By Job Virata | May 11th, 2018

Distracted driving has always been a problem that causes severe accidents on the road. These accidents often have dire consequences not just for the distracted driver but also to other drivers and pedestrians that they encounter on the road. There are three types of distracted driving; visual, manual, and cognitive. Simply put, visual distractions take the driver’s eyes away from the road, manual distractions remove a driver’s hand from the steering wheel, and cognitive distraction is when a driver’s mind wanders and takes his focus from the task.

Ridesharing vs. Traditional Taxi

By Job Virata | May 9th, 2018

Ever since the rise of ridesharing companies like Uber and Lyft, taxi services have been on the decline. Taxis have been part of the transportation system since the early 17th century in the form of horse-drawn hackney carriage for hire in Paris and London, and from there it developed into a multi-billion industry worldwide. Now, Uber and Lyft have created a competition for taxi companies with their state of the art capabilities and easier accessibility. Taxi companies are trying to fight back by labeling these ridesharing companies as.

Airbnb: Hosts and Guests Protection

By Job Virata | April 30th, 2018

Traveling around the world has now become so much more convenient. Booking flights and accommodations can now be done with a swipe of your finger on your smartphone. Aside from this, booking a place to stay has become more affordable. There is a multitude of options out there, from 5-star hotels, backpacker hostels, and the most popular home-sharing service Airbnb. Airbnb is an online marketplace and hospitality service for people who are looking to rent or lease lodgings for their travels. Airbnb offers a wide variety of spaces.

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Distracted Driving Raising Auto Insurance Premiums

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