Being the victim of a road accident is hard enough. Having to deal with the insurance companies afterward just makes the entire experience more frustrating. Here are some simple tips for dealing with insurance companies after a crash. Don’t Sign It’s important to contact your own insurance agent as soon as possible. However, don’t sign on anything unless you know what exactly you are signing. Remember, the fine print isn’t there to benefit you. Not only that, but don’t give a recorded statement to the insurance agency. You’re not required.
A car accident can be a frightening event, and at times it can become confusing when dealing with the other driver as well as the insurance company. The many myths surrounding car accidents add to the confusion, which is why we put together this list of myths and truths: Myth: Minor Accidents Never Cause Serious Injuries Truth: Victims should always seek medical treatment after a car accident. While injuries such as bruising and swelling seem minor, they may actually be a sign of a more serious condition that can threaten.
Many people believe that insurance is there to protect them. They faithfully pay the regular premiums every month to maintain their policy. Often, they add extra coverage to ensure complete protection during any type of issue. This gives them peace of mind in knowing that they are protected in case of an incident. This is particularly true with auto insurance. Auto insurance companies promise coverage during the some of the worst times in a person’s life. Unfortunately, when a claim is made to an insurance company, the response can often.
QUESTION: My roommate who was a foreign student who stayed with me and my parents for a while had an auto accident in April 2014. I was told that her insurance company had already paid for the damages and the case was closed. After the case was closed, my roommate went back to her home country. Yesterday, my father received the summons and complaint. I think the other party has started a civil lawsuit against my former roommate. Should I call the lawyer and explain that she does not live.
QUESTION: I want to know how much of the money needs to be paid to my healthcare provider which are Kaiser, as well as my brother’s which is Medicare if I settle with the other person’s insurance company for a house fire accident. Is there a maximum or will they take it all? The insurance company agreed to pay the maximum that is the reason why we didn’t have a choice but to settle. They will pay ¼ of our medical bills. However, we lost everything including income. What percentage.
QUESTION: Should I accept the policy limit of the at-fault driver, even if it only covers a fraction of my damages? Fourteen months ago, I was involved in a motorcycle crash where the at-fault driver failed to stop at a red arrow left-turn-light. The medical bills alone amount to about $100,000, but the liable driver’s insurance policy maxes out at $15,000 for bodily injury. I did not carry uninsured/underinsured motorist coverage. My attorney says a background check on her did not reveal any assets they could go after in a.
QUESTION: I went to get a permanent hairdo at a large salon. In the process of getting the perm, I got a severe chemical burn on my neck and I had to go to the doctor. He wrote a letter confirming the injury. I also went to about 6 therapy sessions and have been to the emergency room twice for illness that I believe were associated with the burn. Now that is almost all behind me and I am not sure how to proceed. I have not gotten a lawyer,.
QUESTION: I was rear-ended in December. CT shows 2 herniated disks in my neck and lower back. I am in tremendous pain and the insurance company said they will only pay after I have the surgery. I have no health insurance so I cannot afford surgery. They told me to call Medi-Cal. Is it true that insurance companies will not pay for needed surgery until I have the operation and pay for it on my own first? I need an attorney but I don’t know who to trust or where.
QUESTION: I was rear-ended in an accident that wasn’t my fault, and it resulted to a minimal damage to my car. The other person’s insurance paid $460 in damages. I have a preexisting condition which affected my healing time. I was treated by a chiropractor for 6 months and have a $4,500 medical bill. The other person’s insurance said they will only pay for $1,200 of that bill. PI lawyers don’t seem to want my case since the damage to my car is minimal and my medical bill is higher..
Most bodily injury claims are settled before a lawsuit is filed, and initial settlement discussions will be with an insurance claims representative. But when injuries are costly enough and the torfeasor’s insurer becomes uncooperative, it is best to employ the services of a competent personal injury lawyer to represent the claimant.