Hogan Injury > Blog > insurance premium

Distracted Driving Raising Auto Insurance Premiums

By | May 11th, 2018

Distracted driving has always been a problem that causes severe accidents on the road. These accidents often have dire consequences not just for the distracted driver but also to other drivers and pedestrians that they encounter on the road. There are three types of distracted driving; visual, manual, and cognitive. Simply put, visual distractions take the driver’s eyes away from the road, manual distractions remove a driver’s hand from the steering wheel, and cognitive distraction is when a driver’s mind wanders and takes his focus from the task.

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Knowing Your Claims in a Car Crash Involving Uninsured Motorist

By | November 17th, 2013

QUESTION: I am wondering if tapping into my uninsured motorist will cause my rate to go up. There is a chance that I might be said to be partially at fault for the accident. In reality, I was a pedestrian sighted for jaywalking. But the driver who hit me was sighted also because they backed into me. I have a lawyer but just want to know others’ thoughts on the issue of my insurance premium. ANSWER: Subject to exemptions for excess and umbrella policies and in the absence of proper.

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