Motorcycles aren’t always seen by motorists on the road. They are a minority in terms of numbers and have a small and thin profile compared to other vehicles. These characteristics mean that people aren’t looking for them and they are difficult to see. An intersection heavy with traffic worsens the problem. However, this is no excuse because it is the motorist’s responsibility to avoid collisions with any vehicle or person regardless of their visibility. One of the most common motorcycle accidents are collisions at intersections where a motorcycle is riding.
QUESTION: Should I accept the policy limit of the at-fault driver, even if it only covers a fraction of my damages? Fourteen months ago, I was involved in a motorcycle crash where the at-fault driver failed to stop at a red arrow left-turn-light. The medical bills alone amount to about $100,000, but the liable driver’s insurance policy maxes out at $15,000 for bodily injury. I did not carry uninsured/underinsured motorist coverage. My attorney says a background check on her did not reveal any assets they could go after in a.